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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,445 | $90,691-52.1% | $76,119-42.9% | $145,884-70.2% |
| Participation rate | 28.6% | 74.5%-45.9pp | 69.1%-40.5pp | 80.3%-51.7pp |
| Annual return | 12.71% | 624.52%-611.8pp | 361.25%-348.5pp | 551.85%-539.1pp |
| Employer contribution / active EE | $789 | $3,329-76.3% | $2,693-70.7% | $4,662-83.1% |
| Participant deferral / active EE | $3,384 | $5,167-34.5% | $4,259-20.5% | $6,690-49.4% |
| Admin fee / account holder | $2,095 | $8,383-75.0% | $6,421-67.4% | $13,392-84.4% |