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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,328 | $85,060-67.9% | $70,565-61.3% | $139,487-80.4% |
| Participation rate | 28.6% | 73.9%-45.3pp | 68.4%-39.8pp | 80.3%-51.8pp |
| Annual return | 24.32% | 30.39%-6.1pp | 32.79%-8.5pp | 373.84%-349.5pp |
| Employer contribution / active EE | $704 | $3,912-82.0% | $2,976-76.3% | $4,755-85.2% |
| Participant deferral / active EE | $3,291 | $5,891-44.1% | $4,568-28.0% | $6,713-51.0% |
| Admin fee / account holder | $2,620 | $8,932-70.7% | $6,430-59.3% | $11,407-77.0% |