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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,284 | $87,166-53.8% | $76,735-47.5% | $137,256-70.7% |
| Participation rate | 33.3% | 74.4%-41.0pp | 69.5%-36.2pp | 80.0%-46.6pp |
| Annual return | 15.68% | 26.50%-10.8pp | 29.77%-14.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $584 | $2,904-79.9% | $2,454-76.2% | $4,156-85.9% |
| Participant deferral / active EE | $2,222 | $4,726-53.0% | $4,088-45.6% | $6,407-65.3% |
| Admin fee / account holder | $1,712 | $8,403-79.6% | $7,189-76.2% | $12,270-86.1% |