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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,445 | $90,614-52.1% | $76,089-42.9% | $145,877-70.2% |
| Participation rate | 28.6% | 74.5%-45.9pp | 69.1%-40.5pp | 80.3%-51.7pp |
| Annual return | 12.71% | 623.80%-611.1pp | 360.94%-348.2pp | 551.28%-538.6pp |
| Employer contribution / active EE | $789 | $3,324-76.3% | $2,690-70.7% | $4,663-83.1% |
| Participant deferral / active EE | $3,384 | $5,168-34.5% | $4,259-20.5% | $6,691-49.4% |
| Admin fee / account holder | $2,095 | $8,376-75.0% | $6,418-67.4% | $13,402-84.4% |