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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,445 | $90,530-52.0% | $76,030-42.9% | $145,897-70.2% |
| Participation rate | 28.6% | 74.4%-45.9pp | 69.1%-40.5pp | 80.3%-51.7pp |
| Annual return | 12.71% | 625.08%-612.4pp | 361.54%-348.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $789 | $3,319-76.2% | $2,688-70.6% | $4,663-83.1% |
| Participant deferral / active EE | $3,384 | $5,164-34.5% | $4,257-20.5% | $6,689-49.4% |
| Admin fee / account holder | $2,095 | $8,383-75.0% | $6,421-67.4% | $13,390-84.4% |