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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,747 | $232,540-44.2% | $185,117-29.9% | $147,586-12.1% |
| Participation rate | 77.8% | 82.4%-4.6pp | 77.3%+0.5pp | 82.8%-5.1pp |
| Annual return | 20.79% | 43.03%-22.2pp | 40.50%-19.7pp | 578.59%-557.8pp |
| Employer contribution / active EE | $2,015 | $5,195-61.2% | $4,182-51.8% | $4,876-58.7% |
| Participant deferral / active EE | $5,397 | $5,834-7.5% | $5,045+7.0% | $5,439-0.8% |
| Admin fee / account holder | $1,841 | $10,275-82.1% | $8,159-77.4% | $10,886-83.1% |