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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,629 | $157,304+191.6% | $141,197+224.8% | $152,909+199.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.94% | 64.34%-46.4pp | 71.41%-53.5pp | 345.46%-327.5pp |
| Employer contribution / active EE | $7,783 | $5,263+47.9% | $4,736+64.3% | $4,764+63.4% |
| Participant deferral / active EE | $11,393 | $7,111+60.2% | $6,710+69.8% | $5,851+94.7% |
| Admin fee / account holder | $1,833 | $12,126-84.9% | $10,265-82.1% | $11,601-84.2% |