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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,472 | $138,076+171.9% | $123,553+203.9% | $135,380+177.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.53% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $7,328 | $5,152+42.2% | $4,628+58.3% | $4,779+53.3% |
| Participant deferral / active EE | $12,007 | $6,800+76.6% | $6,426+86.9% | $5,609+114.1% |
| Admin fee / account holder | $67,989 | $10,917+522.8% | $9,284+632.3% | $10,828+527.9% |