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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,140 | $157,296+35.5% | $141,191+51.0% | $152,897+39.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 32.25% | 64.34%-32.1pp | 71.41%-39.2pp | 345.43%-313.2pp |
| Employer contribution / active EE | $1,521 | $5,262-71.1% | $4,736-67.9% | $4,764-68.1% |
| Participant deferral / active EE | $13,225 | $7,111+86.0% | $6,710+97.1% | $5,851+126.0% |
| Admin fee / account holder | $837 | $12,125-93.1% | $10,264-91.8% | $11,599-92.8% |