Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,312 | $57,350+36.6% | $83,850-6.6% | $64,181+22.0% |
| Participation rate | 42.9% | 68.6%-25.7pp | 76.1%-33.3pp | 69.6%-26.7pp |
| Annual return | -0.52% | 11.38%-11.9pp | 850.92%-851.4pp | 7.63%-8.2pp |
| Employer contribution / active EE | $400 | $2,545-84.3% | $3,631-89.0% | $2,381-83.2% |
| Participant deferral / active EE | $2,793 | $2,993-6.7% | $4,082-31.6% | $3,470-19.5% |
| Admin fee / account holder | $1,052 | $4,046-74.0% | $5,478-80.8% | $4,887-78.5% |