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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,727 | $54,162-83.9% | $68,612-87.3% | $64,173-86.4% |
| Participation rate | 82.1% | 68.1%+14.1pp | 72.2%+9.9pp | 69.6%+12.6pp |
| Annual return | -6.45% | -1.62%-4.8pp | -4.63%-1.8pp | 7.63%-14.1pp |
| Employer contribution / active EE | $894 | $1,846-51.6% | $2,625-65.9% | $2,381-62.4% |
| Participant deferral / active EE | $2,014 | $2,626-23.3% | $3,311-39.2% | $3,470-42.0% |
| Admin fee / account holder | $9,450 | $4,029+134.6% | $5,131+84.2% | $4,887+93.4% |