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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,408 | $94,436-67.8% | $115,599-73.7% | $82,637-63.2% |
| Participation rate | 87.5% | 70.4%+17.1pp | 74.3%+13.2pp | 68.1%+19.4pp |
| Annual return | 15.55% | 18.37%-2.8pp | 111.10%-95.5pp | 53.51%-38.0pp |
| Employer contribution / active EE | $1,281 | $2,324-44.9% | $2,955-56.6% | $2,552-49.8% |
| Participant deferral / active EE | $1,119 | $3,955-71.7% | $4,889-77.1% | $4,126-72.9% |
| Admin fee / account holder | $2,500 | $10,328-75.8% | $12,841-80.5% | $7,339-65.9% |