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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,822 | $202,342-45.7% | $172,753-36.4% | $152,909-28.2% |
| Participation rate | 77.8% | 87.1%-9.3pp | 82.6%-4.9pp | 82.5%-4.7pp |
| Annual return | 18.86% | 1029.88%-1011.0pp | 803.00%-784.1pp | 345.46%-326.6pp |
| Employer contribution / active EE | $1,779 | $5,857-69.6% | $5,144-65.4% | $4,764-62.7% |
| Participant deferral / active EE | $7,316 | $5,948+23.0% | $5,198+40.7% | $5,851+25.0% |
| Admin fee / account holder | $2,215 | $17,112-87.1% | $13,956-84.1% | $11,601-80.9% |