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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,883 | $180,459-52.4% | $154,108-44.3% | $135,380-36.6% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -6.49% | 888.21%-894.7pp | 735.21%-741.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $2,452 | $6,035-59.4% | $5,298-53.7% | $4,779-48.7% |
| Participant deferral / active EE | $7,189 | $5,806+23.8% | $5,081+41.5% | $5,609+28.2% |
| Admin fee / account holder | $2,076 | $16,145-87.1% | $13,411-84.5% | $10,828-80.8% |