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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,288 | $98,776-61.2% | $149,745-74.4% | $79,856-52.1% |
| Participation rate | 70.0% | 75.8%-5.8pp | 82.5%-12.5pp | 69.6%+0.4pp |
| Annual return | 24.41% | 27.38%-3.0pp | 276.72%-252.3pp | 31.71%-7.3pp |
| Employer contribution / active EE | $547 | $3,217-83.0% | $4,646-88.2% | $2,471-77.9% |
| Participant deferral / active EE | $4,604 | $5,681-19.0% | $6,843-32.7% | $3,741+23.1% |
| Admin fee / account holder | $1,735 | $6,053-71.3% | $9,312-81.4% | $5,306-67.3% |