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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,724 | $73,978+133.5% | $96,515+79.0% | $75,173+129.8% |
| Participation rate | 51.2% | 66.4%-15.3pp | 74.3%-23.2pp | 67.2%-16.0pp |
| Annual return | 30.30% | 26.72%+3.6pp | 35.73%-5.4pp | 160.72%-130.4pp |
| Employer contribution / active EE | $0 | $2,931-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $7,590 | $3,660+107.4% | $4,880+55.6% | $4,126+84.0% |
| Admin fee / account holder | $16,048 | $5,219+207.5% | $6,735+138.3% | $5,651+184.0% |