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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,481 | $88,596-80.3% | $70,098-75.1% | $134,509-87.0% |
| Participation rate | 68.4% | 74.9%-6.5pp | 70.5%-2.1pp | 81.2%-12.8pp |
| Annual return | -18.30% | 442.67%-461.0pp | 190.76%-209.1pp | 418.13%-436.4pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,560-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $889 | $4,772-81.4% | $3,849-76.9% | $6,400-86.1% |
| Admin fee / account holder | $1,650 | $10,441-84.2% | $6,266-73.7% | $11,427-85.6% |