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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,771 | $168,635-68.1% | $147,617-63.6% | $125,389-57.1% |
| Participation rate | 88.9% | 88.8%+0.1pp | 84.6%+4.3pp | 83.2%+5.7pp |
| Annual return | -1.58% | 77.65%-79.2pp | 61.98%-63.6pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,112 | $6,252-82.2% | $5,564-80.0% | $4,866-77.2% |
| Participant deferral / active EE | $2,832 | $5,507-48.6% | $4,895-42.1% | $5,352-47.1% |
| Admin fee / account holder | $3,684 | $13,580-72.9% | $11,612-68.3% | $9,541-61.4% |