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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,691 | $176,688-66.8% | $130,660-55.1% | $152,909-61.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 17.99% | 2693.08%-2675.1pp | 1709.29%-1691.3pp | 345.46%-327.5pp |
| Employer contribution / active EE | $4,931 | $5,743-14.1% | $4,092+20.5% | $4,764+3.5% |
| Participant deferral / active EE | $3,293 | $4,362-24.5% | $3,603-8.6% | $5,851-43.7% |
| Admin fee / account holder | $954 | $7,131-86.6% | $5,463-82.5% | $11,601-91.8% |