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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,673 | $81,276-5.7% | $155,574-50.7% | $80,925-5.3% |
| Participation rate | 84.6% | 66.2%+18.4pp | 78.2%+6.4pp | 67.7%+17.0pp |
| Annual return | 6.32% | 33.36%-27.0pp | 64.87%-58.5pp | 35.65%-29.3pp |
| Employer contribution / active EE | $2,292 | $3,103-26.2% | $4,676-51.0% | $2,756-16.9% |
| Participant deferral / active EE | $1,575 | $3,453-54.4% | $5,629-72.0% | $4,299-63.4% |
| Admin fee / account holder | $9,708 | $7,993+21.5% | $15,914-39.0% | $6,940+39.9% |