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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,822 | $77,908-11.7% | $149,696-54.0% | $75,173-8.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 8.70% | 31.73%-23.0pp | 134.46%-125.8pp | 160.72%-152.0pp |
| Employer contribution / active EE | $3,028 | $3,138-3.5% | $4,821-37.2% | $2,671+13.4% |
| Participant deferral / active EE | $1,418 | $3,411-58.4% | $5,682-75.1% | $4,126-65.6% |
| Admin fee / account holder | $3,331 | $5,950-44.0% | $13,212-74.8% | $5,651-41.1% |