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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,673 | $81,358-5.8% | $155,556-50.7% | $80,959-5.3% |
| Participation rate | 84.6% | 66.3%+18.4pp | 78.2%+6.4pp | 67.7%+16.9pp |
| Annual return | 6.32% | 33.39%-27.1pp | 64.84%-58.5pp | 35.67%-29.4pp |
| Employer contribution / active EE | $2,292 | $3,106-26.2% | $4,675-51.0% | $2,757-16.9% |
| Participant deferral / active EE | $1,575 | $3,455-54.4% | $5,631-72.0% | $4,300-63.4% |
| Admin fee / account holder | $9,708 | $7,994+21.4% | $15,885-38.9% | $6,925+40.2% |