Filed August 4, 2025 (most recent of 17 filings on file)
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $515,164 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,464 | $79,480+244.1% | $108,582+151.9% | $329,111-16.9% |
| Participation rate | 66.7% | 72.0%-5.4pp | 79.6%-12.9pp | 67.9%-1.2pp |
| Annual return | 286.58% | 18.07%+268.5pp | -51.70%+338.3pp | 16.35%+270.2pp |
| Employer contribution / active EE | $1,033 | $2,317-55.4% | $3,758-72.5% | $2,303-55.1% |
| Participant deferral / active EE | $2,183 | $3,243-32.7% | $4,311-49.4% | $3,682-40.7% |
| Admin fee / account holder | $62 | $68-8.8% | $7,645-99.2% | $754-91.8% |