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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,020 | $73,978+10.9% | $96,515-15.0% | $75,173+9.1% |
| Participation rate | 94.0% | 66.4%+27.5pp | 74.3%+19.6pp | 67.2%+26.8pp |
| Annual return | 12.47% | 26.72%-14.3pp | 35.73%-23.3pp | 160.72%-148.3pp |
| Employer contribution / active EE | $2,632 | $2,931-10.2% | $3,740-29.6% | $2,671-1.5% |
| Participant deferral / active EE | $3,315 | $3,660-9.4% | $4,880-32.1% | $4,126-19.7% |
| Admin fee / account holder | $3,772 | $5,219-27.7% | $6,735-44.0% | $5,651-33.2% |