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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,307 | $150,346-55.2% | $120,524-44.2% | $145,877-53.9% |
| Participation rate | 60.0% | 78.8%-18.8pp | 71.9%-11.9pp | 80.3%-20.3pp |
| Annual return | 16.97% | 154.40%-137.4pp | 107.36%-90.4pp | 551.28%-534.3pp |
| Employer contribution / active EE | $2,242 | $4,353-48.5% | $3,469-35.4% | $4,663-51.9% |
| Participant deferral / active EE | $7,499 | $6,172+21.5% | $4,994+50.2% | $6,691+12.1% |
| Admin fee / account holder | $3,867 | $12,215-68.3% | $9,440-59.0% | $13,402-71.1% |