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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $114,712-51.4% | $173,730-67.9% | $87,485-36.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 8.32% | 20.18%-11.9pp | 19.96%-11.6pp | 26.06%-17.7pp |
| Employer contribution / active EE | $2,046 | $2,904-29.6% | $4,577-55.3% | $2,596-21.2% |
| Participant deferral / active EE | $1,224 | $4,642-73.6% | $6,326-80.7% | $4,274-71.4% |
| Admin fee / account holder | $406 | $10,210-96.0% | $17,523-97.7% | $7,775-94.8% |