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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $123,478-54.9% | $216,567-74.3% | $94,015-40.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 8.32% | 23.61%-15.3pp | 12.94%-4.6pp | 17.84%-9.5pp |
| Employer contribution / active EE | $2,046 | $3,136-34.8% | $5,216-60.8% | $2,790-26.7% |
| Participant deferral / active EE | $1,224 | $4,556-73.1% | $6,191-80.2% | $4,249-71.2% |
| Admin fee / account holder | $406 | $12,753-96.8% | $21,981-98.2% | $8,951-95.5% |