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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,699 | $108,825-48.8% | $156,181-64.3% | $82,448-32.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 8.32% | 20.59%-12.3pp | 64.87%-56.6pp | 41.64%-33.3pp |
| Employer contribution / active EE | $2,046 | $2,870-28.7% | $4,294-52.4% | $2,551-19.8% |
| Participant deferral / active EE | $1,224 | $4,577-73.3% | $6,132-80.0% | $4,139-70.4% |
| Admin fee / account holder | $406 | $9,341-95.6% | $14,586-97.2% | $7,234-94.4% |