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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,984 | $72,177+325.3% | $115,038+166.9% | $59,633+414.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | 1.66% | 12.02%-10.4pp | 26.14%-24.5pp | 2041.45%-2039.8pp |
| Employer contribution / active EE | $6,243 | $2,841+119.7% | $4,608+35.5% | $2,203+183.4% |
| Participant deferral / active EE | $13,637 | $4,783+185.1% | $6,026+126.3% | $3,192+327.3% |
| Admin fee / account holder | $19,057 | $4,927+286.8% | $8,175+133.1% | $4,297+343.5% |