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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,035 | $87,059-36.8% | $105,608-47.9% | $80,925-32.0% |
| Participation rate | 62.8% | 70.4%-7.7pp | 75.3%-12.5pp | 67.7%-4.9pp |
| Annual return | 13.49% | 17.05%-3.6pp | 116.50%-103.0pp | 35.65%-22.2pp |
| Employer contribution / active EE | $1,435 | $2,396-40.1% | $3,167-54.7% | $2,756-47.9% |
| Participant deferral / active EE | $3,003 | $3,986-24.7% | $5,010-40.1% | $4,299-30.1% |
| Admin fee / account holder | $5,446 | $8,443-35.5% | $11,028-50.6% | $6,940-21.5% |