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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,733 | $81,208-32.6% | $98,920-44.7% | $79,856-31.5% |
| Participation rate | 48.1% | 72.5%-24.4pp | 76.0%-27.9pp | 69.6%-21.5pp |
| Annual return | 11.81% | 60.99%-49.2pp | 196.47%-184.7pp | 31.71%-19.9pp |
| Employer contribution / active EE | $502 | $1,960-74.4% | $2,689-81.3% | $2,471-79.7% |
| Participant deferral / active EE | $2,015 | $3,265-38.3% | $4,245-52.5% | $3,741-46.1% |
| Admin fee / account holder | $5,406 | $6,013-10.1% | $6,643-18.6% | $5,306+1.9% |