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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,802 | $80,985+30.6% | $96,576+9.6% | $75,181+40.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 12.43% | 27.05%-14.6pp | 25.87%-13.4pp | 160.69%-148.3pp |
| Employer contribution / active EE | $4,848 | $2,282+112.4% | $2,965+63.5% | $2,671+81.5% |
| Participant deferral / active EE | $8,439 | $3,929+114.8% | $4,851+74.0% | $4,126+104.5% |
| Admin fee / account holder | $5,859 | $6,719-12.8% | $8,253-29.0% | $5,650+3.7% |