Retirement plan

SMITH-EMERY INTERNATIONAL, INC. UNION 401K PLAN

Name: SMITH-EMERY INTERNATIONAL, INC. - SMITH-EMERY INTERNATIONAL, INC. UNION 401K PLAN (2015) Form 5500
Creator: SMITH-EMERY INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH-EMERY INTERNATIONAL, INC. UNION 401K PLAN, SMITH-EMERY INTERNATIONAL, INC.

SMITH-EMERY INTERNATIONAL, INC.EIN 95-3072721Plan #002PY 2015

791 EAST WASHINGTON BLVD, 3RD FLOOR - LOS ANGELES, CA 900213043213-741-8500smithemeryinternational.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$7.8M assets

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4.5M

No prior year

Total participants

143

No prior year

Average account balance

$73,201

No prior year

Annual return

-0.43%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.99M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$111K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

44.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$276K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11636

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
INDEPENDENT FINANCIAL GROUP LLC1+ years Service code 55	Other Commissions	$12,880
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: ADVISED ASSET GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$10,736
ACTUARIAL BENEFITS CORP1+ years Filed as: ACTUARIAL BENEFITS CORP. Service code 13 2790 SKYPARK DR STE 300 · TORRANCE, CA 90505	Contract Administrator	$4,614
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111	Recordkeeping Fees	$950
INDEPENDENT FINANCIAL GROUP LLC1+ years Filed as: INDEPENDENT FINANCIAL GROUP Service code 55 12636 HIGH BLUFF DRIVE · SAN DIEGO, CA 92130	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$11K

$95 / participant

Contract admin$11K100.0%

% of EOY assets

0.249%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RIVERA, JAMJIAN & DILLARD, LLP
Auditor EIN: 203729687
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,201

$70,002+4.6%

$115,038-36.4%

$52,331+39.9%

Participation rate

29.9%

72.1%-42.2pp

81.4%-51.5pp

68.1%-38.2pp

Annual return

-0.43%

4.04%-4.5pp

26.14%-26.6pp

4.54%-5.0pp

Employer contribution / active EE

$2,715-100.0%

$4,608-100.0%

$1,882-100.0%

Participant deferral / active EE

$2,399

$4,920-51.2%

$6,026-60.2%

$3,022-20.6%

Admin fee / account holder

$183

$566-67.7%

$8,175-97.8%

$592-69.1%

Provider

Service type

Compensation

INDEPENDENT FINANCIAL GROUP LLC1+ years

Service code 55

Other Commissions

$12,880

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: ADVISED ASSET GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$10,736

ACTUARIAL BENEFITS CORP1+ years

Filed as: ACTUARIAL BENEFITS CORP.

Service code 13

2790 SKYPARK DR STE 300 · TORRANCE, CA 90505

Contract Administrator

$4,614

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111

Recordkeeping Fees

$950

INDEPENDENT FINANCIAL GROUP LLC1+ years

Filed as: INDEPENDENT FINANCIAL GROUP

Service code 55

12636 HIGH BLUFF DRIVE · SAN DIEGO, CA 92130

Other Commissions

SMITH-EMERY INTERNATIONAL, INC. UNION 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH-EMERY INTERNATIONAL, INC. UNION 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion