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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,179 | $116,360+120.2% | $65,566+290.7% | $139,466+83.7% |
| Participation rate | 100.0% | 67.8%+32.2pp | 64.9%+35.1pp | 80.3%+19.7pp |
| Annual return | 12.18% | 31.23%-19.0pp | 47.40%-35.2pp | 373.66%-361.5pp |
| Employer contribution / active EE | $5,984 | $2,600+130.2% | $1,692+253.7% | $4,754+25.9% |
| Participant deferral / active EE | $4,698 | $4,242+10.8% | $2,832+65.9% | $6,712-30.0% |
| Admin fee / account holder | $2,640 | $6,701-60.6% | $4,114-35.8% | $11,409-76.9% |