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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,974 | $50,972+237.4% | $88,632+94.0% | $72,976+135.7% |
| Participation rate | 100.0% | 63.4%+36.6pp | 68.8%+31.2pp | 69.5%+30.5pp |
| Annual return | 15.01% | 29.62%-14.6pp | 43.75%-28.7pp | 81.02%-66.0pp |
| Employer contribution / active EE | $3,941 | $1,475+167.2% | $2,101+87.6% | $2,440+61.5% |
| Participant deferral / active EE | $2,878 | $2,230+29.0% | $2,917-1.3% | $3,608-20.2% |
| Admin fee / account holder | $5,660 | $3,230+75.2% | $4,308+31.4% | $5,124+10.5% |