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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,603 | $90,691+235.9% | $76,119+300.2% | $145,884+108.8% |
| Participation rate | 93.3% | 74.5%+18.9pp | 69.1%+24.3pp | 80.3%+13.0pp |
| Annual return | 1.48% | 624.52%-623.0pp | 361.25%-359.8pp | 551.85%-550.4pp |
| Employer contribution / active EE | $0 | $3,329-100.0% | $2,693-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,317 | $5,167-16.5% | $4,259+1.4% | $6,690-35.5% |
| Admin fee / account holder | $7,378 | $8,383-12.0% | $6,421+14.9% | $13,392-44.9% |