Filed December 8, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,972 | $57,140+38.2% | $85,240-7.4% | $80,959-2.5% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 18.25% | 21.71%-3.5pp | 66.75%-48.5pp | 35.67%-17.4pp |
| Employer contribution / active EE | $7,984 | $1,802+343.1% | $2,735+191.9% | $2,757+189.6% |
| Participant deferral / active EE | $12,222 | $3,115+292.3% | $4,527+170.0% | $4,300+184.2% |
| Admin fee / account holder | $10,855 | $4,992+117.4% | $6,165+76.1% | $6,925+56.7% |