Filed December 8, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,972 | $57,073+38.4% | $85,126-7.2% | $80,925-2.4% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 18.25% | 21.69%-3.4pp | 66.63%-48.4pp | 35.65%-17.4pp |
| Employer contribution / active EE | $7,984 | $1,801+343.4% | $2,731+192.3% | $2,756+189.7% |
| Participant deferral / active EE | $12,222 | $3,113+292.6% | $4,523+170.2% | $4,299+184.3% |
| Admin fee / account holder | $10,855 | $4,988+117.6% | $6,160+76.2% | $6,940+56.4% |