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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,079 | $80,983+311.3% | $96,544+245.0% | $75,177+343.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 14.67% | 27.05%-12.4pp | 25.88%-11.2pp | 160.75%-146.1pp |
| Employer contribution / active EE | $12,521 | $2,282+448.6% | $2,966+322.1% | $2,671+368.8% |
| Participant deferral / active EE | $12,055 | $3,929+206.9% | $4,851+148.5% | $4,126+192.1% |
| Admin fee / account holder | $34,489 | $6,717+413.5% | $8,254+317.8% | $5,651+510.3% |