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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,634 | $71,873+394.8% | $86,698+310.2% | $68,490+419.2% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -13.66% | 3.54%-17.2pp | 35.96%-49.6pp | -7.85%-5.8pp |
| Employer contribution / active EE | $13,617 | $2,173+526.5% | $2,837+380.0% | $2,597+424.4% |
| Participant deferral / active EE | $12,093 | $3,779+220.0% | $4,656+159.7% | $4,028+200.2% |
| Admin fee / account holder | $12,456 | $6,110+103.9% | $7,492+66.3% | $5,403+130.6% |