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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,044 | $152,597-86.9% | $117,533-82.9% | $134,532-85.1% |
| Participation rate | 33.3% | 77.1%-43.8pp | 70.6%-37.3pp | 81.2%-47.9pp |
| Annual return | -17.21% | 53.04%-70.3pp | 29.77%-47.0pp | 418.27%-435.5pp |
| Employer contribution / active EE | $2,393 | $5,576-57.1% | $4,179-42.7% | $4,741-49.5% |
| Participant deferral / active EE | $2,393 | $4,821-50.4% | $4,072-41.2% | $6,401-62.6% |
| Admin fee / account holder | $235 | $7,007-96.7% | $5,647-95.8% | $11,429-97.9% |