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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,044 | $152,542-86.9% | $117,498-82.9% | $134,509-85.1% |
| Participation rate | 33.3% | 77.1%-43.8pp | 70.6%-37.3pp | 81.2%-47.9pp |
| Annual return | -17.21% | 53.02%-70.2pp | 29.75%-47.0pp | 418.13%-435.3pp |
| Employer contribution / active EE | $2,393 | $5,574-57.1% | $4,178-42.7% | $4,741-49.5% |
| Participant deferral / active EE | $2,393 | $4,819-50.3% | $4,071-41.2% | $6,400-62.6% |
| Admin fee / account holder | $235 | $7,006-96.7% | $5,646-95.8% | $11,427-97.9% |