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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $137,069 |
FIDUCIARY EXPERTS LLC4+ years Service code 27 · EIN 95-1851437 | Advisory (Plan) | $73,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,707 | $44,007-52.9% | $154,108-86.6% | $68,904-69.9% |
| Participation rate | 30.2% | 70.0%-39.9pp | 83.0%-52.9pp | 74.1%-44.0pp |
| Annual return | -1.34% | 8.15%-9.5pp | 735.21%-736.5pp | 1.07%-2.4pp |
| Employer contribution / active EE | $202 | $1,732-88.3% | $5,298-96.2% | $2,540-92.1% |
| Participant deferral / active EE | $1,004 | $2,813-64.3% | $5,081-80.2% | $4,015-75.0% |
| Admin fee / account holder | $96 | $65+48.2% | $13,411-99.3% | $71+34.6% |