Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,701 | $54,717-75.0% | $86,216-84.1% | $71,511-80.8% |
| Participation rate | 63.7% | 60.1%+3.6pp | 69.0%-5.2pp | 67.9%-4.2pp |
| Annual return | 16.85% | 20.07%-3.2pp | 1169.42%-1152.6pp | 28.86%-12.0pp |
| Employer contribution / active EE | $0 | $1,267-100.0% | $2,382-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $3,249 | $3,110+4.5% | $3,986-18.5% | $4,291-24.3% |
| Admin fee / account holder | $1,170 | $1,922-39.1% | $6,853-82.9% | $1,588-26.3% |