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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,302 | $64,311+15.5% | $57,356+29.5% | $125,389-40.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 83.2%+16.8pp |
| Annual return | -7.05% | 25.14%-32.2pp | 24.41%-31.5pp | 282.24%-289.3pp |
| Employer contribution / active EE | $3,215 | $3,193+0.7% | $2,689+19.6% | $4,866-33.9% |
| Participant deferral / active EE | $2,900 | $3,846-24.6% | $3,162-8.3% | $5,352-45.8% |
| Admin fee / account holder | $1,402 | $5,243-73.3% | $3,357-58.2% | $9,541-85.3% |