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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,163 | $111,787+96.9% | $93,681+135.0% | $145,978+50.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.78% | 203.52%-188.7pp | 133.47%-118.7pp | 550.52%-535.7pp |
| Employer contribution / active EE | $11,206 | $3,093+262.2% | $2,422+362.6% | $4,662+140.4% |
| Participant deferral / active EE | $17,119 | $4,918+248.1% | $4,415+287.7% | $6,690+155.9% |
| Admin fee / account holder | $3,291 | $10,256-67.9% | $8,290-60.3% | $13,400-75.4% |