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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,680 | $102,663+73.1% | $86,216+106.1% | $139,466+27.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 19.69% | 1924.52%-1904.8pp | 1169.42%-1149.7pp | 373.66%-354.0pp |
| Employer contribution / active EE | $11,025 | $3,035+263.3% | $2,382+363.0% | $4,754+131.9% |
| Participant deferral / active EE | $13,055 | $4,677+179.1% | $3,986+227.5% | $6,712+94.5% |
| Admin fee / account holder | $1,055 | $8,663-87.8% | $6,853-84.6% | $11,409-90.8% |