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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,678 | $102,595+6.9% | $94,057+16.6% | $154,746-29.1% |
| Participation rate | 71.4% | 76.0%-4.6pp | 73.3%-1.9pp | 80.7%-9.3pp |
| Annual return | 15.34% | 583.42%-568.1pp | 480.62%-465.3pp | 172.34%-157.0pp |
| Employer contribution / active EE | $4,458 | $3,147+41.6% | $2,933+52.0% | $4,379+1.8% |
| Participant deferral / active EE | $6,286 | $5,118+22.8% | $4,709+33.5% | $6,730-6.6% |
| Admin fee / account holder | $6,670 | $7,736-13.8% | $7,244-7.9% | $14,365-53.6% |