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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,556 | $88,778-2.5% | $81,844+5.8% | $145,884-40.7% |
| Participation rate | 76.5% | 75.1%+1.4pp | 72.4%+4.1pp | 80.3%-3.8pp |
| Annual return | 13.15% | 1033.03%-1019.9pp | 778.87%-765.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $4,982 | $3,087+61.4% | $2,916+70.8% | $4,662+6.9% |
| Participant deferral / active EE | $5,497 | $4,648+18.3% | $4,323+27.1% | $6,690-17.8% |
| Admin fee / account holder | $3,772 | $8,430-55.3% | $7,355-48.7% | $13,392-71.8% |