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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,678 | $72,071+52.2% | $68,368+60.4% | $137,256-20.1% |
| Participation rate | 71.4% | 76.2%-4.8pp | 73.8%-2.3pp | 80.0%-8.5pp |
| Annual return | 15.34% | 353.14%-337.8pp | 292.57%-277.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $4,458 | $2,788+59.9% | $2,649+68.3% | $4,156+7.3% |
| Participant deferral / active EE | $6,286 | $4,410+42.5% | $4,123+52.5% | $6,407-1.9% |
| Admin fee / account holder | $6,670 | $5,336+25.0% | $5,150+29.5% | $12,270-45.6% |