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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,425 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,593 | $57,119+188.2% | $85,187+93.2% | $80,935+103.4% |
| Participation rate | 71.3% | 56.4%+14.9pp | 67.5%+3.7pp | 67.7%+3.6pp |
| Annual return | 19.29% | 21.70%-2.4pp | 66.67%-47.4pp | 35.66%-16.4pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,732-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,336 | $3,115+71.3% | $4,525+17.9% | $4,299+24.1% |
| Admin fee / account holder | $14 | $4,990-99.7% | $6,162-99.8% | $6,924-99.8% |