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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,488 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,127 | $56,134+133.6% | $96,192+36.3% | $85,851+52.7% |
| Participation rate | 72.5% | 56.7%+15.8pp | 68.4%+4.1pp | 69.3%+3.2pp |
| Annual return | 21.15% | 42.30%-21.2pp | 192.09%-170.9pp | 318.63%-297.5pp |
| Employer contribution / active EE | $0 | $1,620-100.0% | $2,799-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,872 | $2,858+35.5% | $4,351-11.0% | $3,952-2.0% |
| Admin fee / account holder | $14 | $3,769-99.6% | $5,539-99.7% | $6,261-99.8% |