Retirement plan

ARETE ASSOCIATES 401(K) PROFIT SHARING PLAN

Name: ARETE ASSOCIATES - ARETE ASSOCIATES 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: ARETE ASSOCIATES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARETE ASSOCIATES 401(K) PROFIT SHARING PLAN, ARETE ASSOCIATES

ARETE ASSOCIATESEIN 95-2954108Plan #002PY 2016

9301 CORBIN AVE, SUITE 2000 - NORTHRIDGE, CA 91324818-885-2236

Other plans on this EIN

1 filing

#003Retirement-$36.8M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$89.7M

-5.9% from 2016

Total participants

408

0.0% from 2016

Average account balance

$222,478

-4.4% from 2016

Annual return

8.24%

-5.98 pp from 2016

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$193.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$308K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

628

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.89M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$125

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
BENEFIT FUNDING SERVICES GROUP2+ years Service code 16 2040 MAIN STREET · IRVINE, CA 92614	Consulting	$31,513
ROMBERGER WILSON BEESON INC1 year Service code 10 500 NORTH CENTRAL AVE · GLENDALE, CA 91203	Accounting	$11,000
T ROWE PRICE RPS INC2+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202	Recordkeeping	$1,022

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$44K

$167 / participant

Other / not subdivided$44K100.0%

% of EOY assets

0.049%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROMBERGER, WILSON & BEESON, INC.
Auditor EIN: 953654092
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$222,478

$80,177+177.5%

$123,894+79.6%

$57,661+285.8%

Participation rate

98.1%

74.4%+23.6pp

81.4%+16.7pp

70.2%+27.8pp

Annual return

8.24%

17.90%-9.7pp

47.52%-39.3pp

5.13%+3.1pp

Employer contribution / active EE

$3,483

$2,913+19.6%

$4,617-24.6%

$1,974+76.4%

Participant deferral / active EE

$10,993

$5,130+114.3%

$5,984+83.7%

$3,061+259.2%

Admin fee / account holder

$108

$106+1.6%

$8,357-98.7%

$95+14.3%

Provider

Service type

Compensation

BENEFIT FUNDING SERVICES GROUP2+ years

Service code 16

2040 MAIN STREET · IRVINE, CA 92614

Consulting

$31,513

ROMBERGER WILSON BEESON INC1 year

Service code 10

500 NORTH CENTRAL AVE · GLENDALE, CA 91203

Accounting

$11,000

T ROWE PRICE RPS INC2+ years

Service code 15

100 EAST PRATT STREET · BALTIMORE, MD 21202

Recordkeeping

$1,022

ARETE ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARETE ASSOCIATES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion