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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,366 | $102,385+22.4% | $147,080-14.8% | $80,935+54.9% |
| Participation rate | 83.8% | 75.9%+7.9pp | 82.2%+1.6pp | 67.7%+16.1pp |
| Annual return | 15.35% | 135.09%-119.7pp | 420.17%-404.8pp | 35.66%-20.3pp |
| Employer contribution / active EE | $6,673 | $3,717+79.5% | $4,933+35.3% | $2,757+142.1% |
| Participant deferral / active EE | $6,761 | $6,651+1.7% | $8,066-16.2% | $4,299+57.3% |
| Admin fee / account holder | $3,283 | $7,951-58.7% | $12,989-74.7% | $6,924-52.6% |