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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,787 | $93,617+8.7% | $135,982-25.1% | $75,177+35.4% |
| Participation rate | 93.3% | 75.2%+18.1pp | 81.9%+11.4pp | 67.2%+26.1pp |
| Annual return | 16.76% | 30.89%-14.1pp | 68.32%-51.6pp | 160.75%-144.0pp |
| Employer contribution / active EE | $3,542 | $3,538+0.1% | $4,859-27.1% | $2,671+32.6% |
| Participant deferral / active EE | $8,669 | $6,406+35.3% | $7,760+11.7% | $4,126+110.1% |
| Admin fee / account holder | $1,028 | $6,980-85.3% | $10,767-90.5% | $5,651-81.8% |