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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,921 | $100,194+71.6% | $122,979+39.8% | $86,983+97.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 15.17% | 16.47%-1.3pp | 20.12%-4.9pp | 25.83%-10.7pp |
| Employer contribution / active EE | $4,513 | $2,326+94.0% | $3,062+47.4% | $2,584+74.6% |
| Participant deferral / active EE | $8,965 | $4,133+116.9% | $5,003+79.2% | $4,194+113.8% |
| Admin fee / account holder | $705 | $10,148-93.1% | $12,864-94.5% | $7,856-91.0% |